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Have you ever been faced with the worry that your son or daughter is off to college and you want to give them access to emergency cash without having to give them the actual cash – which they’ll likely spend beforehand – but knowing by the time you wire the cash to them the emergency may well be over? If so, you may well want to know what supplemental credit cardholders are!

In short, supplemental credit cardholders are humans who you authorize to use your credit card account. They are issued their own card, but the account is the same number as yours and any dealings they procedure on the card are charged to you. Collectively you all have the same credit card limit. As such, if your supplemental cardholder makes a buy on the card, this reduces your access to that sum from your card limit – until such time as you have made a payment.

As you may see then, supplemental credit card users are offered all of the privileges of being credit cardholders, but based on your financial status rather than theirs. They are, therefore, a good means of providing security to your spouse and children without the worry of their having to employ for a credit card in their own name – which, in the case of your children, will almost surely result in them having a lower spending limit anyhow.

Although a very utile and beneficial tool, a couple of issues you need to watch out for if you agree to supplemental credit cardholders on your account:

* you are liable for their spending! If they overspend, so do you! Also, you must request that provide you with any dealing receipts so that you may track any potential fraudulent use of the card.

* you may find that you are charged a fee for the privilege of having supplemental cardholders.

Finally, keep in mind that the policy of having supplemental cardholders is not fixed to supplemental credit cardholders and it is possible to have supplemental cardholders for most major charge cards and store cards.

From Library JournalTime-management advisor Mayer presents a good sense approach to office/desk management: coordinate the work space and streamline responsibilities of the business day. He shows how to do this, and gives numerous 100 time-saving tips he’s used. The basic underlying technique is the implementation of his Master List system, which inventories not finished work and ongoing projects. He discusses how to handle meetings, telephone calls, delegation of work, paperwork, and professional reading. His concise, easy-to-read, easy-to-use, humorously illustrated unclutter-your-desk manual is commended for business collections. - Mary Ann Wasick, West Allis P.L., Wis. Copyright 1990 Reed Business Information, Inc.

Knowing The Right Time To Give An Anniversary Card To Your Spouse Photo

Knowing The Right Time To Give An Anniversary Card To Your Spouse Photo

Knowing The Right Time To Give An Anniversary Card To Your Spouse Picture

Most helpful customer reviews

5 of 5 people found the following review helpful.
Must read for the Unorganized
By A
The truth is that many of the quick fix techiniques and tips that are given to the many unorganized people as I used to be don’t work well for long. I was on a quest to find out how to become organized my self and be part of the select few who seem to be born that way. By following what this books says I have been able to do it. See, many of the things that are believed to help aren’t very effective, such as writing down things to do on an agenda that has times written down–doesn’t work because its easy to be interrupted and not finish something on the alotted time etc. etc, but these are the foundations of personal organization. I have observed that these also happen to be the things that real organized people actually do. Now they might seem simple, but these book truly brings all the aspects of personal organization together–the three pillars as i like to call them, which with one missing, the other two fall in despair and chaos once again. Master List, Master filing system, and a clean work area–sound simple, it is, but trust me, read the book. Easy read, and well worth your time if you’re disorganized–true testimonial form me, I can’t stress it enough. My word.

4 of 4 people found the following review helpful.
I first read this book in 1993 and still use it today.
By Laurie Laliberte
Unfortunately, I later handed it off to a coworker who was struggling with organization. It’s definitely a “read it once” type of book. My disorganized boss continuously comments on my organizational skills, so I’ve decided to pick up a copy for her as well as another coworker and replace my own.

3 of 3 people found the following review helpful.
weLEAD Book Review by the Editor of leadingtoday.org
By Greg L. Thomas
Occasionally a book comes along that is short, a pleasure to read and truly helpful. If You Haven’t Got the Time to Do It Right, When Will You Find the Time To Do It Over is such a book. Mayer has spent much of his career as a time management consultant and he has written a basic primer for those interested in organizing their lives to a greater degree.

Most of us are being required to do more work with fewer people. How to get this increased workload accomplished is a common problem. Mayer asks, “But are we really increasing our productivity, or just the number of hours we work?” He then offers a solution. The key to getting work done is not simply to work harder and longer but smarter! Better organization is a solution. This book is centered on the principle of “save time by wasting less of it!” The author uses his vast experience to offer ideas, techniques, and concepts to save time and use it more effectively.

If You Haven’t Got the Time to Do It Right, When Will You Find the Time To Do It Over provides common sense ideas that really work if we are willing to apply them. Being creatures of habit we tend to do things because that is the way they have typically been done. Mayer has boldly stepped out of the habitual routine to find ways to overcome daily obstacles to time and productivity. He attempts to show how time can be saved in “small pieces” rather than in large blocks. He ponders, “Save thirty seconds every five minutes, and by the end of the day, you’ve saved an hour.” The book is divided into two parts. The first part shows you how to organize your workspace including your office, files management and desk. The second part shows you how to streamline your entire business to become more productive and organized.

This is a useful and rewarding book. If it helps you to change only one routine in your life due to its beneficial ideas it will have served a valuable purpose. Easy to read and understand from cover to cover!

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